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Free financial calculators for loans, mortgages, investments, tips, compound interest, and retirement planning. Make smarter money decisions.
Monthly boat payment, out the door
See what drivers in your state actually pay
See how much car you can afford on your income
See how much house you can afford from your income
Payment, total interest and trade-in equity
Estimate child support using your state's guideline
Find your IRS required minimum distribution
Inherited IRA RMDs by beneficiary type — 10-year rule, Roth, IRS tables.
Monthly RV payment, out the door
Estimate HECM proceeds, monthly payouts, and credit-line growth
Commercial mortgage payment and balloon
Estimate construction loan payments and total interest costs
Solve for payment, amount, rate or term
Calculate tax on lottery winnings
Estimate your full monthly mortgage payment (PITI + PMI)
Estimate PMI costs and removal timeline
See interest saved from paying off early
Tip, sales tax, bill splitting and round-up
Compound growth with deposits, APY and frequency
Work out the monthly saving that reaches your goal
Find how many months of expenses you cover — and how many you need
Find out how long to double your money
Total, annualized and inflation-adjusted return
Plan savings & see if you're on track
Project savings, check the 15% rule, compare 4% vs 8%
Compare avalanche vs snowball payoff
Look up your 2026 BAH by ZIP code, pay grade, and dependents
Pay off debt fastest using the snowball method
Estimate buyer and seller closing costs instantly
Front-end and back-end DTI, checked against real lender limits
See how much credit you are using
Gross and net severance, plus federal RIF weeks
Weekly unemployment benefits and claim total by state
See how much down payment you need for a home
Convert a salary between hourly, monthly and annual, after tax
Estimate 2026 US federal income tax by bracket
See what any amount of money is worth in another year
Value gold jewellery and coins by weight, karat and price
Calculate call and put option profits with visual payoff charts
Calculate NPV of investment cash flows instantly
Calculate internal rate of return on investments
Calculate investment value using discounted cash flow analysis
Compare renting vs buying by the wealth each builds
Analyze rental property investments with ROI, cap rate, and cash flow metrics.
Total and annualized return on investment
Plan a monthly budget that fits
MACRS schedules with Section 179 and bonus depreciation
Project 401(k) growth, match & 2026 limits
Project your 403(b) with 2026 limits and catch-up contributions
See your net 401(k) withdrawal after tax and penalty
What a 529's tax treatment is worth, state deduction included.
Project college costs and see if your savings plan covers them.
Dividend yield, income per payment, and capital needed
See how DRIP compounds shares, income and portfolio value
Project tax-free growth and 2026 limits
Is a Roth conversion worth it? Tax now vs. tax-free later
See your real 2026 take-home pay
Calculate your new salary after a raise with tax impact
Calculate PayPal fees for any payment type, country or currency
Stripe fees by payment method, market and currency
Convert hourly pay to a salary, and back
Overtime pay at the FLSA regular rate
Calculate sales tax on purchases
Find the pre-tax price and tax from a tax-included total.
Calculate capitalization rate for rental properties
Calculate federal and state capital gains taxes
Calculate Value Added Tax
Calculate FHA mortgage payments with MIP
See what minimum payments really cost you
See your minimum payment and what it really costs
Calculate DSCR and check DSCR loan qualification
Solve for growth rate, final value, starting value or years
Compare 2026 federal repayment plans and payments
Calculate your available home equity
Estimate your homeowners insurance premium by home value, state, and coverage
Gross profit, per-unit profit, margin and markup
Gross margin vs your industry, plus target revenue and COGS
Estimate property tax by state average or your own mill rate
See HELOC payments, borrowing power, and payment shock
Interest-only payments, recast shock and total cost
Calculate land loan payments and compare financing options
Motorcycle payments with tax, fees and trade-in, plus a term comparison
Compare auto refinance savings, break-even and total cost
Estimate your pension, or test a lump-sum buyout offer
Should you refinance your mortgage?
Plan sustainable retirement withdrawals with multiple strategy options.
Payments and guaranty fees for every SBA program
Work out a car lease payment and the true money factor
Calculate APR for mortgages, auto loans & cards
Calculate annual percentage yield
What future money is worth today, plus a discount factor table
What a balance and regular deposits grow to, and what the rate is worth
Price a bond, or solve its yield to maturity from the price
Generate a full loan amortization schedule
See what an annuity pays, plus its future and present value
Calculate simple interest with the I = Prt formula
Find out how much rent you can afford
Estimate benefits & when to claim
Loan-to-value & combined LTV ratio calculator
See how your net worth compares by age
See your FIRE number, savings rate, and years to financial independence.
Calculate when you can stop saving for retirement
See if your retirement withdrawal rate is historically safe.
CD maturity value, interest, APY and early-withdrawal penalty
Money market interest, monthly and at maturity, before and after tax
Calculate recommended W-4 values and see how withholding affects your paycheck.
Compare two 0% offers, net of the fee, and see which clears first
Value a business with SDE, EBITDA, and revenue multiples by industry
See your new payment and savings after a mortgage recast
See your OBBBA overtime deduction and the refund it adds
How much life insurance you need — and what clears your mortgage
See if a consolidation loan cuts your interest and your payoff time
See your HSA tax savings and tax-free growth at retirement
See your 2026 FSA tax savings and how much to elect
Your 2026 standard deduction by filing status & age — and whether to itemize
2026 SE tax on 1099 income, quarterly payments & deductions
2026 bonus take-home: 22% withheld vs what you owe
Find your updated average cost per share after buying more
Calculate profit or loss on any stock trade
Whole life premiums, cash value, and the real rate of return.
Make smarter financial decisions with our collection of free finance calculators. Calculate loan payments, figure out tips, plan investments, and manage your budget with precision. Our tools provide instant results with detailed breakdowns to help you understand your finances better.
Our calculators use industry-standard financial formulas to ensure precise results for loans, investments, and more.
See exactly how your payments are split between principal and interest, or how your tip is divided among the group.
Understand the true cost of loans, calculate savings goals, and make informed financial decisions.
Try different interest rates, loan terms, or investment amounts to see how changes affect your finances.
Unlike many financial tools, our calculators are 100% free with no premium features locked behind a paywall.
Your financial data never leaves your device. All calculations are performed locally in your browser.
Choose the financial calculator that matches your need - loan payments, tip splitting, investment returns, or budgeting.
Enter the required information such as loan amount, interest rate, tip percentage, or investment details.
View your results immediately with a detailed breakdown showing how the calculation was performed.
Adjust the values to compare different scenarios and find the option that works best for your situation.
Use the insights to make informed financial decisions, whether you're buying a car, splitting a dinner bill, or planning for retirement.
Compare monthly payments and total interest across different loan offers to find the best deal.
Quickly calculate appropriate tips and split the bill evenly among friends after dining out.
Project how your investments will grow over time with compound interest calculations.
Understand your monthly expenses and plan your budget to achieve your financial goals.
Our loan calculators use the standard amortization formula used by banks and financial institutions. Results are accurate to the cent, though actual payments may vary slightly due to rounding policies of individual lenders.